Homeowners, Auto, Life & Health Insurance in Harvard, MA, Leominster, Worcester County, MA

Get prepared now, so that your homeowners insurance is adequate for after an accident whatever it may be. If you get your homeowners insurance for your Harvard home from an online form, you might not get the total coverage you need. And, you may not know until after an accident your exclusions and limitations.

Do you know the coverage exclusions that are on your current policy or that are typical with cookie cutter policies? Do you know the policy limits of homeowners insurance? You probably do not and that is understandable. You are not a full-time insurance agent, but we are! It is our job to find homeowners the right policy that will protect them with the right home insurance coverage.

Home Insurance for Risk Coverage in Harvard

Homeowners insurance is written to replace your home and personal property in the event of a loss such as weather accidents, fire, or theft. But these are not the only losses you might face as a Harvard homeowner. When a neighbor or guest trips on your sidewalk or stairs, a stray ball goes through your picture window, the right homeowners insurance can protect against these “oops” moments.

Getting the right coverage not only protects your assets and home, it protects your financial future. How much could accident liability damage your savings? Or, a stray accident not included in your current homeowners insurance?

Bundling Home Insurance for Harvard Residents

Make sure you take advantage of one of the best discounts – bundling different insurance categories. You might qualify for discounts for safety features or specialized building materials, but you are in for even more discounts by bundling all your types of insurance with one carrier. At Discount Insurance Group, we will go to work for you to maximize your discounts. This means finding the right insurance carrier that can cover your Harvard home, car, recreational vehicles and more. You will be amazed at how much you can save.  Call us to find the right insurance bundle discounts for you and your family.

Homeowner Insurance, Home insurance in Harvard

The town of Harvard is a quaint town 25 miles northwest of Boston. Almost half of the 1,809 households made from the town’s 6,520 residents are families. Of the total number of households, 44.7% included children under 18. Harvard’s history started as a farming community settled in 1658 and later incorporated in 1732. Today the town is known as an affluent residential town known for excellent public schools. In fact, the public-school students in Harvard consistently rank in the top ten test results in the state for English and math.

Life Insurance, Disability Insurance and Health Insurance in Leominster

Your health is important to all those around you. From family to any employee that depends on you, your ability to protect yourself, and them, if anything happens. When you get injured, you need to make sure you have access to the right treatment. Not only has Affordable Care Act completely changed the landscape of healthcare in the United States, but every year costs are going up. How can you be sure that you are protected with a policy that you can afford? Health insurance is one type of insurance that should be reviewed every year. And, as premiums tend to change rapidly, shopping for the right health care coverage can save you money, but it can take up a lot of your time.

Using an independent agency, such as Choice Insurance Group, gives residents of Leominster the opportunity to have experienced insurance professionals do the work for them. You tell us the type of coverage you are looking for in terms of premiums, out-of-pocket expenses, and anything else that is important to you. Then we go to work investigating every available option, ensuring that an individual or company employees have access to comprehensive benefits packages with price options that offer affordable alternatives

Life Insurance Policies for Leominster Residents and Businesses

You cannot go without life insurance. We talk with clients all the time who say, “I don’t work” or “I get insurance through my company”. But both are these responses could put your family in financial stress if anything were to happen to you. Your company life insurance may not be enough to cover all the expenses you normally provide for as well as cover future expenses. And even if you don’t work, there is always some kind of service you are providing for someone. The work you provide for your Leominster family is invaluable – shopping, cooking, cleaning, driving, errands and more. These may need to be done by someone else. And we’ve had young people in their 20’s recognize they may be needed to help their parents as they age in Leominster. The main thing you need to know is that life insurance can be very affordable. And by using Choice Insurance Group, you get multiple options to find the right coverage for you.

Life Options:

We can meet your needs for:

  • Permanent Life Insurance
  • Universal Life Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Return of Premium Term Life*
  • Fixed Annuities
  • and more

*with this product all the premiums are returned to you at the end of the policy term

Health Insurance in Leominster

Leominster is the birthplace of a common household item – Tupperware. In 1938, Earl Tupper found the company based on his “wonderbowl” with the famous airtight “burping seal”.